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After the buyer and seller come to a "meeting of the minds" on the price of a house, there is one more person who must be convinced that the house is worth the selling price--the mortgage company's appraiser.
The appraiser looks for three similar houses that have sold in the same area within the last several months, and compares the selling prices of these homes with the one that is now on the market. The appraiser makes adjustments to account for the differences in each property, and averages the adjusted prices of the other three homes to arrive at a final opinion of value. In subdivisions or condominium projects where there are many similar properties and numerous recent sales, the appraiser's job is relatively easy. In neighborhoods of older homes that have been renovated or remodeled over the years, it can be like comparing apples and oranges.
If the appraiser's evaluation is lower than the selling price, it can stall the transaction because the lender may decline the buyer's loan because of the discrepancy. A real estate agent can work to minimize potential delays associated with the appraisal process by helping the seller to price the home as close to fair market value as possible.
Louise Brady Latter and Blum, Inc. Realtors 1151 North Causeway Blvd. Mandeville, LA 70471-3208 Licensed in the State of Louisiana Office: 985-626-5695, Ext 22122 Fax: 985-231-1848 Direct Line: 985-951-9328 louisebrady@BestImageAgent.com
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When you are buying or selling property in today´s real estate market, it´s important to have confidence in your real estate professional. My commitment as your local REALTORŽ is to provide you with the specialized real estate service you deserve. Please consider this your online resource for local real estate information. Return often for the latest property listing updates. Louise Brady is licensed by the LA Real Estate Commission. Each "Latter & Blum ERA Real Estate Powered" Office is Independently Owned and Operated. Latter & Blum Inc/Realtors, 1151 N. Causeway Approach, Mandeville, LA 70471, USA Main
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